Not all Autos are the same. Look around you, autos aren’t one size fits all, neither is auto insurance.
Protect what matters to you with car insurance that’s designed for you, based on your needs and budget. Everyone wants cheap insurance rates, but not understanding the coverage you’re buying for the price may end up costing you more than just the premium.
Nobody wants to pay for insurance, we get it, but unfortunately it’s the law. Most folks don’t want to find out in their hour of need (at the time of an accident/claim) that the coverage they have been paying for covers very little and leaves them wide open for financial disaster. Understand that, more than any other type of insurance, auto insurance is the one that is most used by insureds (it has the highest claim rate). Why???
Well, it’s not so much an issue “if” your going to be involved in an automobile accident it’s just a matter of “when”. When” it happens it can be as simple as fender bender, or can it can be devastating. No matter what end of an accident spectrum you fall, that is not the time to find out your coverage isn’t enough to take care of the matter.
Insurance shouldn’t be complicated. Bass Insurance Group understands not all auto’s, drivers and coverages are the same. We like to work with our clients and educate them so they make the right auto insurance decisions and fully understand their coverage. When it comes to car insurance, we know you have plenty of options; from collision and comprehensive to rental and rideshare. Confused by collision coverage? Want to learn about liability? Unsure about uninsured motorist insurance? Let us show you all the types and of auto coverages that are available. Let us provide you with terms and definitions so you will understand what it is your policy covers. Let us partner with you to find the right type of auto insurance coverage that meets your needs.
What Type of Car Insurance Is Right for You?
Each type of insurance coverage comes with limits and, in some cases, deductibles. So, different types of insurance coverage offer different levels of financial protection. Bass Insurance Group will work with you to evaluate the best protection for you, your family, and your passengers if you’re involved in an automobile accident.
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CAR INSURANCE POLICIES
Collision Coverage
Collision coverage helps pay to repair or replace your vehicle if it collides with another vehicle or object.
Comprehensive Coverage
Comprehensive insurance helps pay to repair or replace your vehicle should it be damaged by something other than a collision, including theft, fire, vandalism, or hitting an animal.
Liability Coverage
Liability coverage pays another party’s medical expenses, loss of pay, legal fees, vehicle repairs, and/or property damage if you were responsible for the accident.
Car Rental and Travel Expenses Coverage
Rental car reimbursement pays the cost of renting a replacement vehicle while your car is in the shop. Travel expense coverage helps pays for meals, lodging, and transportation if you’re in an accident more than 50 miles from home.
Uninsured Motor Vehicle Coverage
Uninsured motorist coverage helps pay for medical expenses if you’re injured in an accident caused by someone who doesn’t have liability insurance. It may also pay to repair or replace your vehicle if it’s damaged by an uninsured motorist.
Underinsured Motor Vehicle Coverage
An underinsured motorist has insurance but not sufficient insurance to cover damages sustained in an accident. Underinsured motorist property damage helps pay for damage to your vehicle if the at-fault driver doesn’t have enough property damage liability in their auto insurance. The insurance company would then step in to help
cover the additional expenses up to your limits.
Medical Payments Coverage
Medical payments coverage helps pay medical and funeral expenses if an insured person is injured or killed in an accident.
Rideshare Driver Coverage
If you drive for rideshare companies like Uber or Lyft, we offer competitively-priced Rideshare Driver Coverage.